Shopping by Ewha University in Seoul

Bought some stuff while roaming the streets of Seoul.  There are tons of stores by Ewha Woman’s University with really cheap but pretty clothes.

First, a really cute sailor skirt.  Don’t know if you can tell, but there are small little navy anchors. [14,000 won]

Secondly, a really cheap purple shirt that I found with a little cream decoration on the left breast.  [5,900 won]

I spotted this gorgeous scarf on a street stand.  It looks perfect for summer, or even in the winter if I want to add some color to an outfit. [12,000 won]

Lastly, some irresistible accessories. [1,000 won for each bow] [2,000 for each headband]

How do you like my mini shopping spree that cost me only [37,900 won]?

My Current Financial Status

So I thought I’d start off my first post with my current financial status.  It’s gonna hurt to air my “dirty laundry” out there to the world, but maybe it’ll teach me some accountability. Ugh.

• I am in credit card debt, $682.57 to be exact.
• In my freshman year of college, I took out $5,500 in student loans.
• This is going to hurt to say, (wince) but I only have $4.37 in my Bank of America student checking account and only $4.37 in my savings. OUCH.

Now you may be scratching your head and asking yourself, how did this girl wrack up such a poor, poor report card in just one year?  I’ll tell you how.  I was being irresponsible with my money!  In high school, I had no real idea of money or how to save.  I come from a lower-middle class family, but my parents still managed to give me a steady allowance.  Now, it wasn’t a lot but still, I didn’t have to work too hard for my money.  The only time I ever worked was during the summer and I still didn’t save money.

I have to admit, I’m a compulsive spender.  As soon as money gets into my hands, I want to spend it.  I am in credit card debt because I bought things like a pretty acoustic guitar, lessons, a bass guitar for my boyfriend’s birthday, plus miscellaneous spending while going out.

I have a couple of goals for the upcoming year to help me get back on track again, but I’ll save that for my next post.